Woman greenscreen TikTok over Transactions caption 'when you leave your keys to close to the card reader at work and it reads your card instead of the customers' (l) woman greenscreen TikTok over FICO Score Decrease 'Your FICO Score has decreased by 62 points.' caption 'Please post an update!!' (c) woman speaking in car caption 'Please post an update!!' (r)

@xkala_/TikTok @xkala_/TikTok

‘My luck right?’: Server accidentally charges her own card instead of customer’s card via tap to pay

'It made my credit score drop by 62 points.'


Lauren Castro


Posted on Oct 26, 2022

TikToker Kala (@xkala_) shared an unfortunate work fail—she charged her own card instead of the customer’s card.

“When you leave your keys [too] close to the reader at work and it reads your card instead of the customer’s,” the overlay text reads.

@xkala_ my luck right . #fyp #greenscreen #creditcard #work ♬ Remember – Acoustic / Sped Up – Becky Hill & Speed Radio

In the video, Kala is driving and shows the history of the transactions behind her as she frowns. The total of the transactions she showed amounted to over $200.

“My luck right?” her caption said.

In the comments section, users are shocked that this could happen.

“People commenting ‘why would you do that?’ as if you did it on purpose,” one user said.

“The way my card woulda declined,” another commented.

“Ok I love tap to pay but this all I think about how easy it is if your card was stolen,” a third user said.

Kala updated the comments section with her own comment about the situation. “They also tipped me off my own card,” she added.

In a follow-up video, Kala explains that she only had a $400 spending limit in order to help build her credit. However, the extra charge led her credit score to drop.

“It made my credit score drop by 62 points because it went over my limit by $16,” she reveals.

@xkala_ Replying to @user749274223 hopefully I hear from my bank soon. #fyp #creditcard #greenscreen ♬ original sound – Kala🖤

Kala also showed the wallet that her card was in when the incident happened, a small pouch attached to her key chain.

“Hopefully I hear from my bank soon,” the caption reads.

The Daily Dot reached out to Kala via Instagram direct message.

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*First Published: Oct 26, 2022, 5:30 pm CDT