holiday credit cards

Photo via Amazon

The best credit cards to fuel your holiday shopping frenzy

Prepare your body (and wallet) for the shopping season.


Jaime Carrillo

Dot Recs

Published Nov 7, 2017   Updated May 22, 2021, 11:58 am CDT

Shoppers: ready your wallets. The holidays are here, and we all know what that means for our bank accounts. As long as you’re going to be shopping, you may as well use the best cards for the job.  Our holiday credit card guide is a great primer for cards that reward your serious need to spend. Read on!

1) Amazon Prime Rewards Visa Signature Card

If you’re addicted to two-day shipping, the Amazon Prime Rewards card is made for you. It literally pays you to shop on Amazon, which you’re already doing anyway. There’s almost too many perks here for online shoppers.

You’ll get 3% back with every Amazon purchase. If you’ve got Prime, bank on 5%. When Cyber Monday rolls around and you get your shop on, these rewards will pile high so your bank account actually won’t be dry come the new year. And for a limited time, you’ll get a $70 Amazon gift card upon credit approval.

Apply here

2) Discover It Chrome for Students

Even cash-strapped students deserve the occasional splurge. This card by Discover is built with students in mind, especially the super studious ones. If you keep your GPA at a 3.0 or higher, Discover will give you $20 cash back every year for five years. Finally, a great excuse not to slack on midterms.

And because millennials do everything online, you’ll get free Social Security number alerts. Discover monitors thousands of risky websites so your private info stays private. Plus, like all great credit cards, there’s no annual fee.

Apply here

3) Amazon Store Card

Do you plan on making huge purchases this holiday? Pay it all off at your own pace with the Amazon Store Card. Special financing is available tons of big ticket items. For purchases like game consoles or laptops that are $159 or more, you’ll get six months special financing. Additionally, you get 12 month financing for purchases $599 or more and 24 month financing for select items.

If you’re an Amazon Prime member, you get 5% back on all Amazon purchases too. Best of all, there’s no annual fee and zero fraud liability. For a limited time, Amazon will gift you a $10 gift card upon credit approval.

Apply here

4) Citi Double Cash Card

Citi isn’t kidding when it comes to this credit card’s namesake. Anytime you swipe this card, you earn double back on all purchases. That means you get 1% unlimited cash back every time you buy, plus an additional 1%. There are no categories excluded on big or small ticket items, no caps on cash back, and no annual fee.

Plus, for the first 18 months, Citi is treating you to 0% APR on all balance transfers. Apply now and let the holidays pay for themselves.

Apply here

5) Discover It Miles

If you’re traveling on the holidays, this Discover card makes every mile count. Every dollar spent nabs you 1.5 miles with no annual fee. Unlike lesser cards, there are no blackout dates. Fly any airline and stay at any hotel.

At the end of the year, Discover matches all the miles you earned. If you earn 20,000 miles, you’ll get 40,000 come January 1 of the following year. Talk about an awesome holiday gift.

Apply here


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*First Published: Nov 7, 2017, 8:15 am CST